Merrill Lynch Home Loans™ Relationship Pricing recognizes – and rewards – you for your total relationship

Merrill Lynch Home Loans^TM is pleased to offer our clients pricing based on their relationship with the firm for those who qualify.

Whether you’re considering purchasing a home or accessing the available equity in your existing home, a Merrill Lynch Financial Advisor looks at your total financial picture and recommends a solution that meets your goals and aligns with your financial strategies. With our broad suite of innovative solutions we can help you select financing that works well within your total financial picture.

Now with Merrill Lynch Home Loans^TM Relationship Pricing, you can receive the added benefit of additional cost savings when you choose Merrill Lynch for your home financing.

Save with rate discounts.

Our relationship pricing program offers a rate discount on select Non-Conforming (Jumbo) mortgages or Equity Access^® Home Equity Lines of Credit. This can provide you with significant savings over the life of the loan. If you have $250,000 or more in assets in a Merrill Lynch brokerage or Bank of America deposit account, or a combination thereof, prior to closing you may be eligible to receive a rate discount.

Or save with our closing cost discounts.

If a conforming loan is the right option for you, you may be able to receive a discount on your closing costs. When you invest $250,000 or more in new money with a Merrill Lynch brokerage or Bank of America deposit account, or a combination thereof, prior to closing on a conforming mortgage, we’ll discount your closing costs.

To learn more, speak with a Merrill Lynch Financial Advisor today.

Disclosure

Relationship pricing discounts are only available to individuals (such as natural persons) who have a vested interest in the proposed mortgaged property. To be eligible for the closing cost credit, you must transfer new assets totaling at least $250,000 (additional discounts may be available for higher asset levels) to Merrill Lynch, Pierce, Fenner & Smith Incorporated (“MLPF&S”) or Bank of America, N.A. (“BANA”) prior to loan closing. To be eligible for the rate discount, you must have assets totaling at least $250,000 (additional discounts maybe available for higher asset levels) with MLPF&S or BANA prior to loan closing. Assets may be held in a combination of MLPF&S brokerage accounts (such as CMA, Beyond Banking, Delaware cash accounts, etc.), BANA deposits including checking accounts, savings accounts and certificates of deposits, and Bank of America, Rhode Island, National Association deposits (including sweeps from MLPF&S accounts). All of the above accounts are eligible to be included in the calculation, although you are not required to have any particular type of account to receive the relationship pricing discount. All assets are subject to verification for eligibility prior to closing.

IMPORTANT NOTE: You are NOT required to trade or hold securities or open or maintain a MLPF&S account in order to obtain relationship pricing for MLCC mortgages. If you want to meet the balance threshold entirely through deposits, you are entitled to do so.